Against the Grain with Dr. Chad Edwards | Oklahoma City Prolotherapy| Podcast 8 – Part 1
Voiceover: Podcast number 8 of Against the Grain.
Welcome to Against the Grain podcast with Dr. Chad Edwards, where he challenges the status quo when it comes to medicine. We get into hot topics in the medical field with real stories from real patients to help you on your way to a healthy lifestyle. Get ready because we’re about to go Against the Grain.
Brian Wilkes: Welcome to Against the Grain. I’m Brian Wilkes here with the Dr. Chad Edwards.
Chad Edwards: Welcome, Brian, how are you today?
Brian Wilkes: I am fantastic. Having a great day.
Chad Edwards: That’s awesome. I am so excited to get going. Let’s rock n’ roll.
Brian Wilkes: Yeah, well they say you’ve got to be positive on radio. You got to keep it positive, so I quote for you, I got a positive quote for you.
Chad Edwards: Let’s hear it.
Brian Wilkes: Not really, it’s a little slap in the face to the healthcare system, which I know you hate to be negative about healthcare these days.
Chad Edwards: Well, sometimes I’m an electron.
Brian Wilkes: You remember Walter Cronkite?
Chad Edwards: I do. That dates me, you know.
Brian Wilkes: Our counterpart. I mean, we’re basically in the same field as Walter.
Chad Edwards: Right.
Brian Wilkes: Good buddy.
Chad Edwards: With as much notoriety.
Brian Wilkes: Absolutely, right? The problem is he’s dead, so neither one of us know him, but he gave a quote which I think kind of defines our topic today, is “America’s healthcare system is neither healthy, caring, nor a system.”
Chad Edwards: Absolutely amazing and I don’t think I could have said it any better myself.
Brian Wilkes: Nice. Leads us right into … Our topic today is insurance is a betting man’s game.
Voiceover: Hot topic.
Brian Wilkes: They bet you won’t need it, you are betting you do.
Chad Edwards: That’s right. Hey, should we pay the bills first?
Brian Wilkes: Oh, our sponsors.
Chad Edwards: Yep.
Brian Wilkes: They’re probably listening, thinking, “You guys are horrible.”
Chad Edwards: I’m going to start it. I’m going to start.
Brian Wilkes: Okay, go. Go for it.
Chad Edwards: Revolution Health and Wellness Clinic. If you’re tired and fatigued and want bioidentical hormones and some alternativer to traditional Western medicine views, we’re the clinic for you. Give us a call at 918-935-3636, especially if you have musculoskeletal stuff, you need prolotherapy, stem cell, PRP, it’s awesome. You need that stuff, or visit our website at revolutionhealth.org.
Brian Wilkes: If you’re a guy, you need to get fixed up, you can go there for that, too, right?
Chad Edwards: Screened for one of those today, you got it.
Brian Wilkes: Right. Every guy’s turned off the podcast immediately, right? But if you do need it, go to Revolution, right?
Chad Edwards: Yeah, so for those of you that don’t know, we’re talking about vasectomies, and yeah, we do those, too.
Brian Wilkes: There’s that. Okay, Upper Cervical Health Center is not your typical chiropractic office. They have a improvement rate for all of their patients of over 75%, which is pretty amazing.
Chad Edwards: That’s not just musculoskeletal stuff. We’re talking about overall health.
Brian Wilkes: That’s nice.
Chad Edwards: It’s pretty cool.
Brian Wilkes: Cool.
Chad Edwards: They are great people.
Brian Wilkes: Yep. Call them at 918-742-2300, or you can visit their website at uppercervicaltulsa.com/newyou. Chad, let’s jump into it. Again, insurance is a betting man’s game. They bet you won’t need it. You are betting you do. Talk to me.
Chad Edwards: Yeah, so first of all, I put on my little sheet here that insurance is a necessary evil, and I would totally agree with that. The problem is is that what we have today is not really insurance. It is, but I think when most people think about health insurance, they’re talking about prepaid medical care. I hear every day, “My insurance doesn’t cover that. Is this covered? Is that covered?” and those kinds of things. When you think about what is insurance, the first thing that comes to my mind is that indemnity type insurance. I just bought some insurance the other day on a structure that I’m working … Building a structure and wanted some insurance in case a tornado comes along and rips it off the face of the earth. I don’t want to have to pay cash for that thing again.
Brian Wilkes: Right. Catastrophic.
Chad Edwards: Exactly. Insurance covers those kind of things. I don’t plan on going to the hospital or having to be admitted to the ICU this year, but I have insurance that protects me in the event that that happens, but I don’t have car insurance for rotating my tires, filling my air, changing my oil, all of those kinds of things.
Brian Wilkes: It’s so funny, because I think most people don’t see it that way, right? They see insurance as a day to day thing, when in essence the whole very definition of it is protecting against a catastrophic failure.
Chad Edwards: That’s exactly right, and you know that is a lot of what I want to talk about today, because we talk about the Affordable Care Act, what most people would refer to as ObamaCare. There were some issues prior to the implementation of ObamaCare where some patients couldn’t get insurance. They couldn’t afford it, they didn’t have it.
Brian Wilkes: Yeah, in 2014 there were 32 million people without insurance.
Chad Edwards: In this country?
Brian Wilkes: In this country.
Chad Edwards: That’s amazing, 32 million.
Brian Wilkes: That’s what it says, the Kaiser Foundation.
Voiceover: And that is a scientific fact!
Brian Wilkes: Ooh, that was sweet.
Chad Edwards: Oh, that’s awesome.
Brian Wilkes: They really backed up … You don’t even need to Google it now. You got that little …
Chad Edwards: Exactly.
Brian Wilkes: Yeah, that’s for real. Yeah.
Chad Edwards: Absolutely, and when it comes to that insurance … I totally lost my point. I don’t remember what I was going to say on that whole thing.
Brian Wilkes: No, that’s okay. I think what I kind of think of the topic today is is I think most people fit into a mindset of there’s really two categories for our healthcare system, is you’re either insured or you’re not. What that means is you either have a co-pay or you don’t and you’re below the poverty level, and the government’s facilitating it all, but I guess there is a third option of you have insurance for catastrophic, high deductibles, very high deductibles. When I say very high, $5,000 say of a deductible for a catastrophic event that may cost a million dollars: cancer, some of the more deadly diseases out there. Protecting against those, but people are paying higher premiums month to month for, as you said earlier, service related … I would think a physical check-up or whatever the case is.